Advice before Applying for International Student Health Insurance

All international students who want to study or are studying in Canada must have health insurance. Some Canadian provinces will provide health insurance to international students under their provincial plan, but this is not for all. While all provinces and territories in Canada may offer free emergency health services to anyone who doesn’t have a health card, these services is restricted to Canadian Citizens and Permanent Residents.

If you are not eligible for health care and don’t have health insurance, you will have to pay out-of-pocket for any health-related expenses, and they can be costly. While you may only pay $120 to see a doctor at a walk-in clinic, the bill for an emergency room visit can go up to $1,000, and it can be around $3,700 for acute care in a standard ward. This would also depend on where you go for treatment; you may be asked to pay upfront costs.

That is why you must apply for international student health insurance when applying to one of our prestigious universities.

Why should you get international student health insurance?

You must have health insurance coverage for the duration of your course when you stay in this country. Even if your visa does not require you to possess a health insurance plan, the institution that you’re studying in will insist on it. Before accepting your admission, universities and colleges request proof of your overseas health insurance.

There are several more reasons contact @ 416 676 6565. Some of them are:

  • No government-sponsored healthcare: more often than not, government-funded healthcare is not valid or available for international students. Also, generally, healthcare costs are high, and they may also increase year on year. So, if you do not have health insurance and suffer a medical emergency, you would be paying those hospital bills for a long time.
  • Less expenditure: even if you have health insurance, you may have to pay a certain amount out of your pocket when in a medical emergency. This amount includes taxes and deductibles. However, the amount is nothing compared to what you would have to pay if you did not have health insurance. For example, if you do not have health insurance, an MRI scan could cost you anywhere between $900 and $2,400 (According to Canadian Magnetic Imagining).
  • Doctor discount: you could be charged high doctor consultation fees if you do not have a health insurance plan. This is because insurance companies usually have tie-ups with doctors, allowing you to pay much lower consultation fees.

Apply for student health insurance before you apply for any university or college here; that’s one of the most sensible things that you can do; you ensure that your stay here can be a stress-free one when it comes to medical emergencies. You can contact Super Visa Insurance Canada at 416 676 6565 for more details.